Your Money

So, you need a mortgage. You’ve got your deposit carefully stashed away, and you know how much you need to borrow to secure that ideal home. Now all you have to do is find the cheapest mortgage for your circumstances. We’ll tell you what’s true. You can form your own …

An important new code of conduct was agreed with members of the UK Finance and the Building Societies Association a year ago this week. It was a code of practice to support victims of financial abuse. Victims like Jane (not her real name). She’s 37 and met her abuser when …

Stocks have been even more fickle than usual. The main stock indexes are all up this month, and they have had double-digit gains since January. But it has been hard for traders to muster much enthusiasm. Despite the recent rallies, stocks haven’t made substantial net gains since the beginning of …

If you’ve ever been left quietly fuming because a friend hasn’t paid you back money that they owe then you’re not alone. Almost a quarter of British people are currently owed money by their mates. That’s the finding of a study by social payment app VibePay, which surveyed 2,000 people …

Pocket money. It’s an institution in its own right. An education in budgeting, spending and, if you were that kind of kid, delayed gratification. It affords children a sense of freedom, self-determination and enough sugar to make them vomit.  These days though, the notion of putting physical money in those …

The signs that colder weather is coming are all around us. Leaves are starting to fall, The Apprentice is back on, and spiders the size of saucepans are scuttling around our homes. All those things should be a warning that it’s time to check your home is ready for winter and …

John Howe runs a small hedge fund in Connecticut. In the wake of the financial crisis, he took over a portfolio of underperforming loans, offering the debtors a choice: They could hand over their property, and he would release them from their personal guarantee. Or he would pursue them in …

Next week is Good Money Week, an annual campaign designed to raise awareness of sustainable and ethical options for our finances – from bank accounts to pensions.  The movement wants Britons to wake up to the relationship between that benign little bank account or fledgling pension pot and the funding …

Campaigners, including high profile politicians, have vowed to fight on after losing a High Court battle against the government for the way it handled recent increases to the state pension age for women.  Millions of women have been affected by changes in the age that they start to receive their …

Here are some questions and answers about allowances: How should I decide how much allowance to pay my child? A rule of thumb is a weekly amount that is the child’s age in dollars: $5 for a 5-year-old, $10 for a 10-year-old and so on. Parents can consider a larger …